1 year private lending loan

1 year

8.5-10.5%

This is a great program for investors that fix & flip properties quickly.

Interest Only payments for a 12 month term with balloon payment due at end of term. The loan has a minimum period of 4 months interest payments.
2 year private lending loan

2 year

8.5-10.5%

A two-year term gives you the flexibility to fix & flip, buy & hold, engage in an extended rehab, or even qualify for a conforming loan down the road.

Interest Only payments for 24 month term with balloon payment due at end of term. The loan has a minimum period of 12 months interest payments.
4 year private lending loan

4 year

8.5-10.5%

This is a great solution for investors seeking a longer term, buy & hold strategy who cannot obtain traditional mortgage financing.

Interest Only payments for 48 month term with balloon payment due at end of term. The loan has a minimum period of 24 months interest payments.

General Guidelines

  • Non-owner Occupied Only
  • Lending in AZ, CA, CO, FL, GA, HI, NC, NV, OR, SC, TN, TX, UT & WA
  • Purchase, Refinance, Cash Out, Rehab
  • 75-80% LTV
  • $100K-$5 Million
  • SFR, 1-4, 5+, Condos
  • Interest Only Payments
  • Stated Income/Bank Statements Only
  • No Minimum FICO Requirements
Check Loan Pricing
Civic Financial is an Equal Housing Lender

© 2017 Civic Financial All Rights Reserved. Located in Redondo Beach, California, Civic Financial Services LLC is a leading private money lending provider servicing the greater Los Angeles, Dallas, Phoenix, Seattle, Portland, Denver, Miami, South Beach, Tampa, Sarasota, San Diego, San Francisco, Irvine, Las Vegas, San Jose, Riverside, San Bernardino and surrounding communities. Civic specializes in short term, non-owner occupied and investment properties financing utilizing private hard money and bridge loans.

All loans are made in compliance with Federal, State, and Local laws. Civic Financial Services, LLC is a California Finance Lender under NMLS 1099109 and DBO License #603L321, AZ Mortgage Broker License #092863, CO Mortgage Company Registration, ID Mortgage Broker/Lender License #MBL-8288, FL Mortgage Lender Servicer License #MLD1536, NV Mortgage License MB4419, NV Broker License #4443, NV NMLS ID #1410002, OR Mortgage Lending License #ML-5282, TN Mortgage License #136082, UT DRE Mortgage Entity License #10570639, WA Consumer Loan Company License #CL-1099109. Civic Financial Services, LLC is an equal opportunity lender. Powered by Lenderd.com - Mortgage Website Automation

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Contact Dara Keo (424) 336-7969
Contact Dara Keo