Understanding APR

Understanding APR
Posted Friday December 8, 2017 in Mortgage, Private Lending

We probably couldn’t have thought up a more boring topic about your annual percentage rate, or APR, but it’s important to understand where this number comes from and why it really is important. And it’s not that complicated, either but many loan officers and even mortgage lenders in general have trouble explaining what the APR […]

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Private Loan Terms Explained

Private Loan Terms Explained
Posted Friday November 24, 2017 in Mortgage, Private Lending

Private lenders have their own language used in the mortgage approval process and if you’re new to real estate investing we’d like to take a moment to review some commonly used terms you might hear during the course of your loan approval. Abstract: Also referred to as a property survey, this is a physical and […]

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Bank Financing vs. Civic Financial Services

Bank Financing vs. Civic Financial Services
Posted Wednesday November 8, 2017 in Mortgage, Private Lending

You know that we take a different approach when we review an application, either generated by a mortgage lender or broker, a real estate agent or directly from the ultimate borrower. If you’ve never applied for a loan from Civic Financial Services and are curious how we finance investment real estate in , it’s really […]

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Civic Financial is an Equal Housing Lender

© 2017 Civic Financial All Rights Reserved. Located in Redondo Beach, California, Civic Financial Services LLC is a leading private money lending provider servicing the greater Los Angeles, Dallas, Phoenix, Seattle, Portland, Denver, Miami, South Beach, Tampa, Sarasota, San Diego, San Francisco, Irvine, Las Vegas, San Jose, Riverside, San Bernardino and surrounding communities. Civic specializes in short term, non-owner occupied and investment properties financing utilizing private hard money and bridge loans.

All loans are made in compliance with Federal, State, and Local laws. Civic Financial Services, LLC is a California Finance Lender under NMLS 1099109 and DBO License #603L321, AZ Mortgage Broker License #092863, CO Mortgage Company Registration, ID Mortgage Broker/Lender License #MBL-8288, FL Mortgage Lender Servicer License #MLD1536, NV Mortgage License MB4419, NV Broker License #4443, NV NMLS ID #1410002, OR Mortgage Lending License #ML-5282, TN Mortgage License #136082, UT DRE Mortgage Entity License #10570639, WA Consumer Loan Company License #CL-1099109. Civic Financial Services, LLC is an equal opportunity lender. Powered by Lenderd.com - Mortgage Website Automation

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Contact Dara Keo (424) 336-7969
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