Every opportunity comes with an expiration date. So when you’re ready to invest, we’re ready to help.

Traditional loan products are not flexible enough to meet your needs. That is why Civic Financial Services provides investors with quick access to non-conforming mortgage products for Non-Owner Occupied Residential properties whether you want to:

  • Fix & Flip
  • Buy & Hold
  • Rate & Term
  • Cash Out & Refinance
  • Bridge Financing

Program Guidelines

  • No minimum FICO requirements
  • Stated income/bank statements only
  • Loans up to 75% LTV
  • Loan amounts $100,000 up to $5,000,000
  • Lending to LLC’s, Trusts and Individual Borrowers
  • Reserve requirement: Borrower to have 4 months interest payment reserves, down payment, closing costs, rehab funds
  • Foreign national program
  • We finance single family residences, condos, 1-4 units, and apartment buildings
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Civic Financial is an Equal Housing Lender

© 2017 Civic Financial All Rights Reserved. Located in Redondo Beach, California, Civic Financial Services LLC is a leading private money lending provider servicing the greater Los Angeles, Dallas, Phoenix, Seattle, Portland, Denver, Miami, South Beach, Tampa, Sarasota, San Diego, San Francisco, Irvine, Las Vegas, San Jose, Riverside, San Bernardino and surrounding communities. Civic specializes in short term, non-owner occupied and investment properties financing utilizing private hard money and bridge loans.

All loans are made in compliance with Federal, State, and Local laws. Civic Financial Services, LLC is a California Finance Lender under NMLS 1099109 and DBO License #603L321, AZ Mortgage Broker License #092863, CO Mortgage Company Registration, ID Mortgage Broker/Lender License #MBL-8288, FL Mortgage Lender Servicer License #MLD1536, NV Mortgage License MB4419, NV Broker License #4443, NV NMLS ID #1410002, OR Mortgage Lending License #ML-5282, TN Mortgage License #136082, UT DRE Mortgage Entity License #10570639, WA Consumer Loan Company License #CL-1099109. Civic Financial Services, LLC is an equal opportunity lender. Powered by Lenderd.com - Mortgage Website Automation

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Contact Dara Keo (424) 336-7969
Contact Dara Keo