Dara‘s Mortgage Blog

Loan amounts for multifamily properties in the $250,000 to $2 million range are typically too small for most major banks. Instead, such banks like to finance apartment buildings either short or long term in the $10 to $20 million dollar range and even higher. That leaves investors who are either starting out, or, just want…

At CIVIC, we understand that deals are not always simple and straightforward. More often than not, there are complexities with a particular scenario discovered during the original vetting process. Or, during the evaluation process and after an appraisal has been ordered and received, additional situations are presented that can create a few twists and turns.…

At some stage in your real estate investment career you’ll need the services of a private lender. It’s pretty much inevitable, especially if your portfolio consists of multiple non-owner occupied residential properties or your portfolio is just starting and you intend to begin adding real estate over the next several months. At Civic Financial Services,…

For those not familiar with private lending or have never even heard the term, it takes a bit of explaining. But once explained, it makes perfect sense and its importance in the real estate industry becomes immediately evident. How so? Private investors view real estate a bit differently than a bank or traditional mortgage banker.…

Real estate investors in who regularly buy and sell investment properties obviously need two things – access to quick funding and buyers to sell to. At CIVIC, we provide the financing that real estate investors need to quickly provide necessary funds to buy and rehabilitate investment properties, both residential and commercial. After we issue the…